Please read these Terms of Use carefully before accessing or using the website altusmediacoi.com (the "Website") operated by Altus Media COI ("we", "us", or "our"). By accessing or using the Website, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree, please discontinue use of the Website.
1. Acceptance of Terms
Access to and use of this Website is conditioned on your acceptance of and compliance with these Terms of Use. These Terms apply to all visitors, users, and others who access or use the Website. By using the Website, you represent that you are at least 18 years of age and have the legal capacity to enter into these Terms.
These Terms constitute a legally binding agreement between you and Altus Media COI, governed by the laws of the Republic of Colombia, including applicable provisions of Law 527 of 1999 (Electronic Commerce) and the Colombian Civil and Commercial Codes.
2. Description of Services
Altus Media COI operates an educational center providing courses, workshops, and informational resources for journalists, communicators, and content creators in Colombia who cover financial and business topics. The Website provides information about these educational programs, their content, and how to inquire about participation.
Our services are strictly educational in nature. We describe how to interpret publicly available economic data, how to read basic financial documents, and how to communicate economic information accessibly to non-specialist audiences. The Website does not provide personalized professional services of any kind.
3. Not Financial Advice
The content on this Website and in all Altus Media COI educational programs is provided for informational and educational purposes only. Nothing on this Website constitutes financial advice, investment advice, trading advice, tax advice, legal advice, or any other form of regulated professional advice.
Altus Media COI is not a financial institution, investment advisor, broker, or any other regulated financial services entity. We do not hold any financial services license or authorization. Our programs teach journalism skills and communication competencies, not investment strategies or financial planning.
You should not make any financial, investment, or business decision based on information found on this Website. For financial advice, please consult a qualified and licensed financial professional.
4. Intellectual Property
All content on this Website, including but not limited to text, graphics, logos, images, course descriptions, and educational materials, is the property of Altus Media COI or its content suppliers and is protected by applicable Colombian intellectual property laws, including Law 23 of 1982 and Law 44 of 1993 on copyright.
You may access and view Website content for personal, non-commercial informational purposes. You may not reproduce, distribute, modify, transmit, repost, or otherwise use Website content without prior written permission from Altus Media COI, except as expressly permitted by applicable law.
5. Acceptable Use
When using this Website, you agree not to:
- Use the Website for any unlawful purpose or in violation of applicable Colombian law
- Attempt to gain unauthorized access to any portion of the Website or its related systems
- Introduce viruses, malware, or other harmful code
- Use automated tools to scrape, crawl, or harvest content without permission
- Impersonate Altus Media COI or any of its representatives
- Submit false, misleading, or fraudulent information through our contact form
- Use the Website in any way that could damage, disable, or impair its operation
6. Disclaimer of Warranties
The Website and its content are provided "as is" and "as available" without warranties of any kind, whether express or implied. To the fullest extent permitted by Colombian law, Altus Media COI disclaims all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not warrant that the Website will be uninterrupted, error-free, or free of viruses. We do not warrant the accuracy, completeness, or currency of any information on the Website. Educational content reflects information available at the time of creation and may not reflect subsequent developments.
7. Limitation of Liability
To the maximum extent permitted by applicable Colombian law, Altus Media COI shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, the Website or its content.
This limitation applies regardless of whether such damages are based on contract, tort, negligence, strict liability, or any other legal theory, even if Altus Media COI has been advised of the possibility of such damages. Some jurisdictions do not allow certain limitations of liability, so some of the above may not apply to you.
8. Third-Party Links
The Website may contain links to third-party websites, including public data sources such as DANE and the Banco de la República. These links are provided for informational convenience only. Altus Media COI does not endorse, control, or assume responsibility for the content, privacy practices, or availability of any third-party website. Accessing third-party sites is at your own risk.
9. Governing Law and Dispute Resolution
These Terms of Use are governed by and construed in accordance with the laws of the Republic of Colombia. Any dispute arising from these Terms or your use of the Website shall be subject to the exclusive jurisdiction of the competent courts of Cartagena de Indias, Bolívar, Colombia, unless mandatory law provides otherwise.
Before initiating formal legal proceedings, we encourage you to contact us directly at info@altusmediacoi.com to seek an amicable resolution.
10. Modifications to Terms
Altus Media COI reserves the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the Website with an updated "Last Updated" date. Your continued use of the Website after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.
11. Contact
If you have questions about these Terms of Use, please contact us:
- Email: info@altusmediacoi.com
- Address: Cra. 69 #22-69, Cartagena de Indias, Bolívar, Colombia
- Phone: +57 300 536 5307